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Website privacy notice

Last updated: November 2022

Phoenix CRetro Limited also from time to time T/A as “The Fundamentals of Insurance-Linked Securities” of 10 The Mead Business Centre, 176-178 Berkhampstead Road, Chesham, Buckinghamshire HP5 3EE, United Kingdom (we, us, our) is committed to protecting and respecting your privacy. We are registered with the ICO and our registration number is ZB196677.

This Privacy and Cookies Policy (“Policy”) sets out the basis on which we will process any personal data we collect from you, or that you (or your employer) provide to us, whether via our Website (https://ils-course.com/) or due to your provision of services to us as a supplier. Please read this Policy carefully to understand our practices regarding your personal data and how we keep it secure.

We use cookies on our Website. Insofar as those cookies are not strictly necessary for the provision of our Website and services, we will ask you to consent to our use of cookies when you first visit our Website.

This notice (referred to as this “privacy notice”) explains what Personal Data the Phoenix CRetro Limited holds about you in connection with your use of our website, how we collect it, and how we use and share Personal Data collected via the website. Please ensure that you read this privacy notice and any other privacy notices we may provide to you from time to time when we collect or process Personal Data about you.

What is covered

  • Who can I contact if I have questions?
  • What is personal data?
  • How do we collect your personal data on our website?
  • How do we protect your personal data?
  • Your rights
  • Complaints

Who can I contact if I have any questions?

Phoenix CRetro Ltd. is the controller for the Personal Data collected from website visitors, unless this is stated otherwise. In this privacy notice, references to ‘we’, ‘us’ or ‘our’ mean Phoenix CRetro Limited. You can contact us in a number of ways as follows:

Email: data.protection@phoenix-re.co.uk

The Data Protection Officer
Phoenix CRetro Limited
Mead Court
10 The Mead Business Centre
176-178 Berkhampstead Road
Chesham HP5 3EE
United Kingdom

Telephone: +44 (0) 1494 792792

What is Personal Data?

Personal Data is any information which directly or indirectly identifies an individual, for example, your name, email address, member/student number.

Special categories of Personal Data are a set of Personal Data that we are required to look after even more carefully. Special categories of Personal Data include details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health and genetic and biometric data.

What personal data do we collect?

Where we collect information, we are doing so in order to offer you better services, both on the website and in the rest of our operations.

IDENTITY DATANAME
Contact DataEmail address 
Member/Student DataYour member/student number
Web Chat DataAny personal data provided by yourself to us via webchat
Website DataInformation collected during your use of our website. Please see our website privacy notice
Survey/Questionnaire ResponsesInformation provided by you in response to Phoenix CRetro Surveys and Questionnaires

We do not collect any financial information on this website. If you make a debit or credit card payment online for example, to pay subscriptions or fees, to join a Faculty or Community, or to purchase any of our services or products, you will be taken to a secure payment service provider who will take your payment on our behalf and return you to this website when your order has been completed.

We collect your personal data for the following purposes:

PURPOSE AND/OR ACTIVITYTYPE OF DATALEGAL BASIS FOR PROCESSING 
Conducting Research

Identity Data
Contact Data
Survey/Questionnaire
Responses

Consent: Where you have consented to take part in our research activities.
Legitimate Interests: in our legitimate interests to understand more about our users and how better to serve our users.
Building a profile of how you use our website and its facilitiesIdentity Data
Website Data
Legitimate Interest – to improve our website and interactions.
Serving you with targeted and retargeted advertisementsCookie DataConsent: Where you have consented to the use of cookies to provide you with targeted advertisements
Sending you EmailsIdentity Data
Contact Data 
Consent – where you have consented to receiving the communications.
Legitimate Interest: where Phoenix CRetro Ltd. has a legitimate business interest to send you service/research emails
Collecting Management Information on Our Email CampaignsContact DataLegitimate Interest – to improve content and services
Communicating with you via and responding to your queries

Identity Data
Contact Data
Member Data
Web Chat Data

Legitimate Interest – to provide easily accessible means of  communication and support.
Audit related activities to ensure ICAEW understands it business practicesA Sample of all Personal DataLegitimate Interests: where we have a legitimate interest in auditing our internal processes and procedures to ensure that we are complying with applicable laws and internal and  managing risk appropriately.
Anonymisation of personal data for the onward activities of Management Information and Business IntelligenceAll Personal DataLegitimate Interest of the ICAEW for business improvement and intelligence purposes.

If you have a web chat conversation, we will record a copy of that conversation will be stored with the membership number/student number/other identification ID you used to log in to this website.

Who will have access to the information?

Any information you give will be available to Phoenix CRetro Ltd. 

We may need to share your information with our service providers and agents for the purposes set out in this privacy policy, but we will ensure that it is protected. These service providers and agents include;

  • Email campaign service providers
  • Insights and analytics service providers
  • Webchat service providers
  • We also occasionally work with external organisations to carry out market research about Phoenix CRetro Ltd. on our behalf. We may share your email address with these organisations so that they can contact you directly and carry out this research independently from us. We only use organisations that adhere to the Market Research Society code of practice.


Information you give in response to surveys and questionnaires on the website will be used in two ways:

  • by Phoenix CRetro Ltd. itself to help determine policy and to help improve our services to members; or
  • by third parties that we may give the information to for market research; in this case, the information will only be made available as anonymous statistical reports


Your Personal Data may be transferred to other third-party organisations in certain scenarios:

  1. If we are discussing a merger or acquisition, Personal Data may be transferred to respective third parties under suitable terms as to confidentiality;
  2. If we are reorganised or sold, Personal Data may be transferred to a buyer who can continue to provide services to you;
  3. If we are required to by law, or under any regulatory code or practice we follow, or if we are asked by any public or regulatory authority, for example the Police, we may need to share your Personal Data; or
  4. If we are investigating or defending any legal claims your Personal Data may be transferred as required in connection with defending such investigations and/or claims.

Transferring Data Overseas

In some cases, we or our suppliers may need to process Personal Data outside the European Economic Area (EEA) and/or United Kingdom (UK). Where this is the case we will only share the minimal amount of Personal Data necessary for the purpose of processing and, where possible, we will share the Personal Data in an anonymised form.

Whenever we transfer your Personal Data out of the UK, we ensure a similar degree of protection is afforded to it by ensuring at least one of the following safeguards is implemented:

  1. We will only transfer your Personal Data to countries that have been deemed to provide an adequate level of protection for Personal Data by the UK;
  2. Where we use certain processors, we may use specific contracts approved by the UK which give Personal Data the same protection it has within the UK. When we rely on this measure we will ensure that the third-party can comply with the provision of such contracts and we have confirmed that the country to which the Personal Data is transferred has adequate data protection laws in place to protect Personal Data.


Please contact us at data.protection@phoenix-re.co.uk if you would like further information about the specific mechanism used by us when transferring your Personal Data

Technical information

Our website staff are fully trained in the data protection and are aware of their obligations.

Like most websites, our server gathers limited information about you during a session, including the IP address and domain name from which you are accessing the server. We use this information to help us improve the content, design and performance of the site.

Our website software can recognise the configuration of the computer and the browser software you are using. This will help us to provide you with an optimised experience.

If you provide feedback via an online feedback form we will collect your name, email address and, if appropriate, membership or student number.

This site uses Google Analytics, including Google Analytics Demographics and Interests reporting. Should you wish you can opt-out of the Google Analytics advertising features used for demographics and interests reporting using. Google have provided more information and a simple plugin to allow you to do this on any website. For more information on how to opt-out of Google Analytics please visit: Google Analytics Opt-Out.

Use of Cookies

A cookie is a tiny file that is saved by your browser when you visit a website. It enables certain information about your visit to be stored by the site. We have set out full details about our use of cookies on a separate page, where you can find out which cookies we use, why we use them, and what you need to do if you don’t wish to accept some or all them.  To find out more about how we use cookies on this site please visit: PHCRE Cookie Policy.

Other websites

Our website and emails may contain links to other websites. We are not responsible for the content or practices of these other sites and we recommend that you check their own privacy policies. 

How we protect your Personal Data

We have appropriate security measures in place to prevent Personal Data from being accidentally lost, or used or accessed in an unauthorised way. We limit access to your Personal Data to those who have a genuine business need to know it. Those processing your Personal Data will do so only in an authorised manner and are subject to a duty of confidentiality.

We also have procedures in place to deal with any suspected data security breach. We will notify you and any applicable regulator of a suspected data security breach where we are legally required to do so.

Your rights

Under data protection law, you have rights including:

  1. Your right of access – You have the right to ask us for copies of your Personal Data.
  2. Your right to rectification – You have the right to ask us to rectify Personal Data you think is inaccurate. You also have the right to ask us to complete Personal Data you think is incomplete.
  3. Your right to erasure – You have the right to ask us to erase your Personal Data in certain circumstances.
  4. Your right to restriction of processing – You have the right to ask us to restrict the processing of your Personal Data in certain circumstances.
  5. Your right to object to processing – You have the right to object to the processing of your Personal Data in certain circumstances.
  6. Your right to data portability – You have the right to ask that we transfer the Personal Data you gave us to another organisation, or to you, in certain circumstances.
  7. Rights related to automated decision making, including profiling -You have the right not to be subjected to a decision based solely on automated processing (including profiling) which may significantly affect you. We do not make any employment decisions, solely using automated decision making technologies.


In most cases we will deal with your request as soon as possible and at the latest within one calendar month of the request. If we need to extend the time period for responding to your request, we will let you know within the one-month period. We do not charge a fee for any such requests, unless there are exceptional circumstances.

If you wish to exercise any of your rights, please contact our Data Protection Office via email using data.protection@phoenix-re.co.uk

Complaints

If you have any concerns about the Personal Data we use about you, you have the right to make a complaint at any time to the Information Commissioner’s Office (ICO), the UK supervisory authority for data protection issues, by contacting them at www.ico.org.uk. We would, however, appreciate the chance to deal with your concerns before you approach the ICO, so please feel free to contact us in the first instance via email using data.protection@phoenix-re.co.uk.

This section is reserved for prospective online registration/payment option

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